In  most cases, the higher you go up in a car's trim list, the lower the difference in insurance premium costHowever, do ensure that the anti-theft equipment is Automotive Research Association of India (ARAI)-approved, or you would not be eligible for these terms. (Photo:Represenational) The Motor Vehicles Act, 1988, mandates all car owners to at least own a third-party insurance cover. In practice, it means that the insurance provider will cover the entire cost of repairs carried out on your car. 5. Covers such as those for water ingress in the engine (hydrostatic lock), theft and accidents that lead to scrapping (return to the invoice) ensure you are not caught off guard. Also read: Third-party car insurance prices to go up from June 16 2. You can be penalised if you are found driving without a valid car insurance policy. – in the higher trims as factors that reduce the chance of an insurance claim. Motor insurance protects your vehicle and provides coverage in case it suffers damage due to any reason.4. Motor insurance protects your vehicle and provides coverage in case it suffers damage due to any reason.(Source: InsuranceDekho). If you use your car occasionally, opting for regular comprehensive insurance type would be the right choice. If you opt for Voluntary deductibles a portion of the claim amount will have to be borne by you. Opt for voluntary deductibles Voluntary deductibles allow you to lower the premium of your insurance policy. In the case of a regular comprehensive policy, one needs to pay a certain part of the cost of repairs in case the car meets with a accident. For a car that is driven daily, a zero-depreciation policy works much better. Anti-theft equipment Insurance companies provide you with favourable terms if your car has antitheft features such as central locking, immobilizer, etc. It is important that you consider add ons basis your driving behaviour before buying a policy. Add-on covers Opting for the right add-on covers will increase the coverage of your insurance policy and ensure protection for you. This is because insurers see the addition of safety features – such as airbags, immobilizer, central locking, etc. 1. No motor vehicle owner can drive his or her car without opting for this minimum protection.Which policy should you choose? The question is important. Right car/trim level When you choose a car, do look at its variants and cost of insurance. Type of InsuranceThere are two types of insurance that you can buy for a new car – comprehensive policy with add ons or a liablity only policy. The zero-depreciation type ensures that your car remains unaffected by depreciation. InsuranceDekho shares some essential facts to consider while evaluating a car insurance policy.Which policy should you choose? We share some essential facts to consider while evaluating a car insurance policy. Also read: Demystifying third party cover and comprehensive motor insurance policy3. 

In motorcycle batteries manufacturers most cases, the higher you go up in a car's trim list, the lower the difference in insurance premium costHowever, do ensure that the anti-theft equipment is Automotive Research Association of India (ARAI)-approved, or you would not be eligible for these terms. (Photo:Represenational) The Motor Vehicles Act, 1988, mandates all car owners to at least own a third-party insurance cover. In practice, it means that the insurance provider will cover the entire cost of repairs carried out on your car. 5. Covers such as those for water ingress in the engine (hydrostatic lock), theft and accidents that lead to scrapping (return to the invoice) ensure you are not caught off guard. Also read: Third-party car insurance prices to go up from June 16 2. You can be penalised if you are found driving without a valid car insurance policy. – in the higher trims as factors that reduce the chance of an insurance claim. Motor insurance protects your vehicle and provides coverage in case it suffers damage due to any reason.4. Motor insurance protects your vehicle and provides coverage in case it suffers damage due to any reason.(Source: InsuranceDekho).

 If you use your car occasionally, opting for regular comprehensive insurance type would be the right choice. If you opt for Voluntary deductibles a portion of the claim amount will have to be borne by you. Opt for voluntary deductibles Voluntary deductibles allow you to lower the premium of your insurance policy. In the case of a regular comprehensive policy, one needs to pay a certain part of the cost of repairs in case the car meets with a accident. For a car that is driven daily, a zero-depreciation policy works much better. Anti-theft equipment Insurance companies provide you with favourable terms if your car has antitheft features such as central locking, immobilizer, etc. It is important that you consider add ons basis your driving behaviour before buying a policy. Add-on covers Opting for the right add-on covers will increase the coverage of your insurance policy and ensure protection for you. This is because insurers see the addition of safety features – such as airbags, immobilizer, central locking, etc. 1. No motor vehicle owner can drive his or her car without opting for this minimum protection.

Which policy should you choose? The question is important. Right car/trim level When you choose a car, do look at its variants and cost of insurance. Type of InsuranceThere are two types of insurance that you can buy for a new car – comprehensive policy with add ons or a liablity only policy. The zero-depreciation type ensures that your car remains unaffected by depreciation. InsuranceDekho shares some essential facts to consider while evaluating a car insurance policy.Which policy should you choose? We share some essential facts to consider while evaluating a car insurance policy. Also read: Demystifying third party cover and comprehensive motor insurance policy3. In motorcycle batteries manufacturers most cases, the higher you go up in a car's trim list, the lower the difference in insurance premium cost